Building More Than Houses...

Become a
 Homeowner

Home Page

Are you currently

 living in inadequate

 or

 substandard

housing?















 
Willingness to Partner





 

 Ability to Pay












Homeowner
Application

To be considered for Broome County Habitat for Humanity’s home ownership program, families must have lived in Broome County for the previous 12 months and meet the following criteria:

1. Housing is unsafe or has critical inadequacies such as problems with the structure, heating, water or electrical systems.

2. They spend more than 30% of their income on rent and heat combined.

3. All or part of the family is living with someone else due to housing issues.

4. They are overcrowded. This includes:                  

a. more than 2 children share a room                           

b. children share a room with an adult              

c. children of the opposite sex share a room   

d. rooms other than bedrooms are used for sleeping

If selected, families become a partner with Habitat. Each family must:

1. Complete between 300-500 hours of volunteer work (sweat equity hours) on the construction of your home and the homes of Habitat families.

2. Attend monthly workshops in which you will learn valuable financial and home maintenance skills to assist you in being a successful homeowner.

3. Make a down payment of $500 and be prepared to pay for closing costs of $1500-$1800.

Since selected families will be purchasing this house from Habitat, they will be paying a monthly mortgage which includes real estate taxes and homeowner’s insurance (but still no interest). Therefore, regardless of your household size each family must:

1. Have a steady gross income of at least approximately $2,166/month ($26,000/year).

2. Be willing to let Habitat verify all income sources and check their credit report.

3. Have income that does not exceed 50% of the median family income for Broome County.

Therefore, your total household income (that includes all people living in your household) must not exceed the income level below for your household size.  Families with income above the amounts below are not eligible for Habitat’s home ownership program.

We are accepting applications until August 24, 2007. They are available at the office by appointment.

Phone: 772-0809

Email: bchabitat@stny.rr.com
 

The selection of families who will purchase homes from Broome County Habitat for Humanity will be done by the Family Selection Committee in a way that does not discriminate on the basis of race, sex, color, age, handicap, religion, martial status, or because all or part of the applicant’s income is derived from public assistance programs.

P.O. Box 1922  *  42 Chenango Street  *  Binghamton, New York 13902
Ph 607.772.0809  |  Fax 607.772.1741